The 50/30/20 Budget Rule – Does It Actually Work?
Most people know they should budget. Very few do it because most budgeting systems feel like a second job. The […]
Budgeting & Saving
Investing
What Is Dollar-Cost Averaging – and Why Most Beginners Should Use It
Everyone wants to buy low and sell high. The problem is nobody knows when low actually is. Dollar-cost averaging is
General
How to Invest During a Recession – What to Do and What to Avoid
When the economy turns, most people do one of two things: panic and sell everything, or freeze and do nothing.
Investing
What Are Dividends – and How Do You Find Good Ones?
Most people think investing means buying low and selling high. Dividends flip that idea – you get paid just for
Real Estate
How Mortgages Actually Work — Plain English, No Jargon
Most people sign the biggest financial contract of their lives without fully understanding how mortgages work. The numbers are big,
Insurance
How Much Life Insurance Do You Actually Need?
Life insurance is one of those topics people avoid until they have a reason not to. Then they panic, Google
Retirement
What Is an IRA — and Why You Probably Need One
IRA stands for Individual Retirement Account. It’s one of the most powerful tools available for building long-term wealth – and
Side Hustles
How to Start Freelancing With No Portfolio (And Get Your First Client Faster Than You Think)
The most common reason people don’t start freelancing is that they’re waiting to have something to show. A portfolio. Testimonials.
Investing
ETFs vs. Mutual Funds — What’s the Difference and Which Should You Buy?
ETFs vs. Mutual Funds – What’s the Difference and Which Should You Buy? Both ETFs and mutual funds let you
Investing
Roth IRA vs. Traditional IRA — Which One Is Actually Right for You?
Everyone tells you to open an IRA. Fewer people explain which one — or why the wrong choice could cost