Retirement Planning
Retirement feels far away when you’re in your 20s or 30s. It isn’t. The decisions you make right now — even small ones — have a compounding effect that will shape your financial life for decades. This section covers everything you need to know about saving and planning for retirement — the accounts, the strategies, the mistakes to avoid, and how to start even if you feel like you’re already behind.
How much you actually need to retire, the power of compounding, 401k vs Roth IRA, 2026 contribution limits, and the retirement killers that quietly derail most people’s plans.
How contributions work, why the employer match is free money, and what to do when you change jobs.
The order of operations that maximizes every dollar you invest for retirement.
Pick the right retirement account for your tax situation.
The retirement account most people overlook — explained simply.
The 2032 trust fund deadline explained honestly – what it means for Gen X, millennials, and Gen Z.
The 4% rule, the real math behind the $1 million benchmark, and how to calculate your own number.